Home Affordable Refinance Program

 HARP - the Home Affordable Refinance Program - was introduced in 2009 by FHFA as part of Making Home Affordable. The program allows homeowners who have seen a drop in their home value and are underwater, refinance into better mortgage terms. Through HARP, you can get a lower interest rate, get a shorter loan term or change from an adjustable to a fixed-rate mortgage. HARP has seen significant enhancements since its launch and guidelines have been streamlined, making it easier for people to qualify. CLICK HERE

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